Do you keep an eye on your personal finances? What expense management app do you use?
I use Mint to track my net worth. I don't really like it for expense tracking but it's nice to get a complete overview of everything. Expenses I mostly use my own spreadsheet that I am really bad at filling out on a consistent basis.
My main goal is to make sure i'm directionally moving forward and saving $x/month, hence why I like Mint cause I can see retirement, investments, etc. all in one spot.
Revolut and then manually add to a Google spreadsheet. Don't want to use mint etc cos of security concern.I also have a target for savings each month/year
I use Monzo, a new UK bank much like Revolut. It's awesome for breaking down your spending habits and allows you to save where you can afford to.
I couple that with the Moneybox app, which invests about £150pm for me into global index and property funds automatically.
I also dabble with investing (manually) in stocks & shares, and crypto markets.
I don't use any software to keep track of everything, I just keep a keen eye on the aforementioned services.